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Six Ways to Save Money on
Prescription Drugs
Prescription drugs can be costly, even if
you have insurance. Over time, your out-of-pocket costs can add up. Here’s how to
save money:
- Ask your doctor for a less-expensive
generic drug instead of a brand
name.
The products almost always have
the same ingredients and can be half the
cost, if not more.
- Shop around.
Pharmacies vary in price.
- For new prescriptions, ask for
samples or a short supply.
You may
experience side effects and have to switch
drugs. By starting with only a few, you
won’t be stuck with expensive medicine
you won’t use.
- Find out if you qualify for drug discounts.
You may be able to get less-expensive
prescriptions through special programs
sponsored by pharmaceutical companies,
disease-related organizations or government
agencies.
- Consider mail order.
Mail-order
pharmacies can provide medications
at discount prices. This service is best
used for a drug taken over an extended
period, as it takes time for delivery.
- If you’ll be taking a drug over
an extended period, buy in bulk.
Medications are often less expensive in
quantities of 100 or more. Only buy in
bulk, however, if you know you tolerate
the drug well.
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